Prevent Your Home Insurance in Chicago, IL from Cancelling with These Tips

August 25, 2016

Learn how to keep your home insurance in Chicago from cancellation.

Protecting your home from disaster is a necessary component of home ownership. Everything from keeping up on your home maintenance to investing in home insurance in Chicago helps to keep your home safe and secure. A home insurance policy doesn’t guarantee coverage. Without proper home care, you can put your home insurance at risk for cancellation. Check out these tips to avoid having your home insurance canceled.

Make Your Payments in a Timely Manner.

When it comes to paying for your insurance policies, it’s necessary to make your payments on time. If you wait too long or make a habit of late payments, you could put your policy at risk for cancellation. Play it safe and ensure that you get your payments in on time.

Keep Up on Your Home Maintenance.

Not only does it help to keep your home looking its best, but regular home maintenance reduces your risk of any serious accidents or damage. Don’t ignore your home maintenance. You could wind up causing damage that your insurance won’t cover. Plus, it would put your policy at risk of cancellation. Have regular home inspections and fix any damage before it gets out of hand so that you know that your home insurance isn’t in jeopardy of cancellation.

Notify Your Independent Insurance Agency of Any Vacancies.

When you head out of town for longer than 30 days, you must notify your insurance agency to avoid a policy cancellation. After 30 days, your home is deemed vacant, which means that you need a separate type of policy. If you don’t acquire such a policy, you put your homeowners policy at risk. Take all the necessary precautions to prevent your policy from being canceled.

Keep your home insurance in Chicago from cancellation. Stay up on your insurance so that you can rest easy knowing that your home is well protected. Located in Illinois, Thomas Ward Insurance serves all your personal and commercial insurance needs. Contact us for more information.