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	<title>Thomas Ward Insurance&#187; Insurance</title>
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	<description>Chicago Insurance Company</description>
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		<title>Umbrella Insurance FAQs</title>
		<link>http://www.twinsurance.com/blog/2009/12/umbrella-insurance-faqs/</link>
		<comments>http://www.twinsurance.com/blog/2009/12/umbrella-insurance-faqs/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:46:24 +0000</pubDate>
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				<category><![CDATA[FAQs]]></category>
		<category><![CDATA[Umbrella Insurance]]></category>

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		<description><![CDATA[What is a personal umbrella liability policy?
The personal umbrella liability policy is designed to increase your liability protection. This single policy acts as an &#8220;umbrella&#8221; over all of your other personal liability policies &#8212; home, auto, boat, RV, etc. &#8212; so you have a higher personal liability limit than what would otherwise be available. In [...]]]></description>
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		<title>Renters Insurance FAQs</title>
		<link>http://www.twinsurance.com/blog/2009/12/renters-insurance-faqs/</link>
		<comments>http://www.twinsurance.com/blog/2009/12/renters-insurance-faqs/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:42:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQs]]></category>
		<category><![CDATA[Renters Insurance]]></category>

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		<description><![CDATA[Why would I want to buy renters insurance?
If you live in an apartment or a rented house, renters insurance provides important coverage for both you and your possessions. A standard renters policy protects your personal property in many cases of theft or damage and may pay for temporary living expenses if your rental is damaged. [...]]]></description>
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		<title>Life Insurance FAQs</title>
		<link>http://www.twinsurance.com/blog/2009/12/life-insurance-faqs/</link>
		<comments>http://www.twinsurance.com/blog/2009/12/life-insurance-faqs/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:41:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQs]]></category>
		<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[How much life insurance should an individual own?
&#8220;Rule of thumb&#8221; suggests an amount of life insurance equal to 6 to 8 times annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family.
Important factors include:

Income sources (and amounts) other than salary/earnings
Whether or not [...]]]></description>
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		<title>Home Insurance FAQs</title>
		<link>http://www.twinsurance.com/blog/2009/12/home-insurance-faqs/</link>
		<comments>http://www.twinsurance.com/blog/2009/12/home-insurance-faqs/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:37:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQs]]></category>
		<category><![CDATA[Home Insurance]]></category>

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		<description><![CDATA[What are some practical things I can do to lower the cost of my homeowners insurance?
There are a number of things you can do to lower the cost of your homeowners insurance. The easiest thing to do is get a comprehensive review of your policy and needs from your local agent.
It is not surprising to [...]]]></description>
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		<title>Auto Insurance FAQs</title>
		<link>http://www.twinsurance.com/blog/2009/12/auto-insurance-faqs/</link>
		<comments>http://www.twinsurance.com/blog/2009/12/auto-insurance-faqs/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:21:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[FAQs]]></category>

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		<description><![CDATA[What are some practical things I can do to lower my automobile insurance rates?
There are a number of things you can do to lower the cost of your automobile insurance. The easiest thing to do is ask us to get quotes from several companies for you.
It is not uncommon to find quotes on automobile insurance [...]]]></description>
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