Going On A Road Trip? Make Sure To Have Car Rental Insurance In Chicago, IL

March 8, 2016

Before you hit the road, be sure that you have car rental insurance in Chicago, IL!

It’s time for spring break! Whether you’re traveling with friends or family, make sure that you have your road trip covered. Be sure to take a map, pack lots of snacks, and make sure to invest in a good car rental coverage. Here’s what you need to know about car rental insurance in Chicago, IL.

Do Some Research.

Before you set out on your trip be sure to do your homework. Look into your current auto insurance policy and see whether or not your insurance company offers rental insurance coverage. Additionally, should you use your credit card to rent a vehicle, it may provide added coverage. Some credit card companies will offer secondary insurance should damages exceed the coverage of your primary policy. Make sure you know what options you have before you get to the rental counter.

Damage Waivers Don’t Mean You’re Covered.

This type of waiver is not an insurance policy. It’s an agreement between yourself and the rental company that they won’t make a claim against you should there be any damage done to the car. However, make sure to read the fine print. There are certain conditions to the waiver. Should you break any of the agreements, you’re held liable for any damage.

Supplemental Coverage.

Consider investing in a few supplemental policies. These policies can cover you for liability, personal property loss, or injuries while driving a rented vehicle. Make sure to talk to your insurance agent to find out which policies you may need.

Make sure that you have the right car rental insurance in Chicago, IL. Have the professionals at Thomas Ward Insurance help you find the right insurance! Located in Chicago, Illinois, we serve all your personal and commercial insurance needs. Contact us for more information.