Coverage

Renters Insurance

Renters insurance is one of the most overlooked and inexpensive forms of insurance. Your landlord only is responsible for damage to the building or for damages that are a result of his/her negligence – not for protecting your belongings or defending you against liability.

Don’t think your belongings are worth enough to insure? Even the tiniest studio apartment can hold thousands of dollar’s worth of personal property.

Renters insurance protects you and your personal property in three very important ways:(1) Liability insurance provides coverage for all sums that you are legally obligated to pay as a result of a suit (2) Contents insurance protects your personal property against losses from a wide variety of potential perils, such as fire, theft, vandalism, plumbing-related water damage, electrical surge and more. (3)3. Additional living expense coverage provides you reasonable reimbursement for expenses above normal rent in the event your home or apartment is uninhabitable.