Protect your investment with

home insurance in Chicago

Coverages Specific for Home Insurance in Chicago, IL

I have known Thomas Ward Insurance Group since I bought my first car and home over 16 years ago. They made me feel unique with their personal service to my insurance needs, like family.

Mayde S.

Home & Condo

Your home is one of your largest investments. For more distinctive homes, a standard homeowner’s policy does not fit the bill. You need comprehensive coverage that is just as custom as your home. Our innovative coverage offerings are tailored with your unique needs in mind.

The best High Value Homeowners Insurance should include:

  • Guaranteed Replacement Cost
  • Coverage for Private Collections
  • Increased Liability Coverage
  • Unlimited sewer and water backup coverage
  • Cash-Out Settlement
  • Kidnap & Ransom Insurance
  • Coverage for Landscaping

Home & Condo

Home is where your heart is. You deserve the peace of mind that you’ve got the right coverage to protect it. We’ll work with you to identify what’s important to you and design the policy that’s right for you.


Thought you were covered by your landlord’s insurance? Think again. You’ll need renters insurance to protect your belongings from perils like theft, vandalism, fire, and lightning the moment you begin renting.

Flood & Sewer

Believe it or not, flood insurance is a coverage that many homeowners need, but do not get. The majority of home insurance carriers exclude coverage for floods. Here at the Thomas Ward Insurance Group, we can help you get this coverage and protect your property from a flood claim which is more common than one thinks.

If a sewer backs up and causes drains inside your home to overflow, the costs to clean and repair can be considerable. Many policies exclude coverage for this but we offer limits up to your dwelling and/or contents limit. Through a consultation we can find the correct amount of coverage for you.

Jewelry, Fine Arts
& Collections

From jewelry to fine art, collectibles to wine, we can help protect the possessions you cherish most. We can match you with a policy to protect your valuables from all types of losses, anywhere in the world.

We Also Offer These Coverages:

  • Landlord Rentals
  • Second Home
  • Vacation Homes
  • Builders Risks
  • Vacant Home
  • Miscellaneous Collections

Need Homeowners Insurance?

We Can Help

Contact Us