Have An Independent Insurance Agency In Chicago, IL Help You If You Have Accident In Your Rental Car

April 7, 2016

Know what to do in the event of an accident, and get the right rental coverage through an independent insurance agency in Chicago, IL!

It’s time for your vacation! You’re carefree and ready to explore the world. The last thing on your mind is dealing with a car accident. However, sometimes accidents happen. All accidents are distressing, but they can be particularly stressful when you’re renting a car. Be prepared for your next vacation and know what to do in the event of an accident. Make sure to get the right auto coverage from your local independent insurance agency in Chicago, IL, and check out this guide to help you navigate through an accident when renting a car.

Immediately After a Collision:

When it’s safe, pull over to the side of the road. Assess the damage and call the police if necessary. Just like if you were to get into an accident in your personal vehicle, you need to exchange information with the other driver. Make sure to get the name of all persons involved along with the insurance information, license plate number, and any other useful information.

Document The Damage:

At the scene of the accident, make sure to note any damages. Take photographs of the vehicles, the license plate(s), drivers license and both sides of the insurance cards  and be sure to get the contact information of any witnesses. That way when you can reference the damage later and submit proof of loss to the insurance companies.

Contact The Rental Company and Your Insurance Agency:

Your personal auto insurance likely will give you coverage for damages, but you must call them prior to renting a car to ensure that you know how you’re covered. Additionally, you need to call the rental company to tell them about the crash. Before you drive off the rental lot, be sure to ask the rental company about their Roadside Assistance programs. They may be able to help you in the event of an accident. Also, keep in mind that you will likely have to fill out an accident report with the rental company.

Before you rent a car for your next vacation, ensure that you have the right auto insurance coverage. Have the professionals at Thomas Ward Insurance, an independent insurance agency in Chicago, IL, help you find the right insurance! We serve all your personal and commercial insurance needs. Contact us for more information.