Your Excess Liability

Insurance Experts

Know where your money is going

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Umbrella
Insurance

Regardless of your age or income, in mere seconds, everything one has worked for can be lost in a lawsuit. Rearending another car on the highway, having a guest fall and get hurt at your home during the holidays, or making a comment about your neighbor that they take offense to, are just a few of the ways one can be sued. An Umbrella Insurance policy is an affordable way to protect your assets and your future.

Did you ever stop to wonder where the money comes from once you exceed the liability on your home or auto policies?

How much
excess liability coverage do I need?

You can’t know if you’re going to cause an auto accident that will end a professional athlete’s career and be held financially responsible for paying their lost wages, or if you are going to be deemed liable for a fire that burns down a multi-million dollar property.

Where is your
money going?

You don’t have to be a millionaire to benefit from the coverages given to you by an Umbrella. Many people feel that the liability limits on their home and auto is more than enough. But the fact is, you are wrong. Having an added layer of liability will protect your current assets as well as any future earnings.

id you ever stop to wonder where the money comes from once you exceed the liability on your home or auto policies? If you have an Umbrella Insurance policy, the loss will be covered, but if you are without this protection, it’s likely that the courts will come after your assets in the event you are found liable for damages caused to another person, or their property.


At Thomas Ward Insurance Group we understand the importance of protection and the contentment of peace of mind. We have been providing it to your fellow earners in Chicago since 1993.

We Also Offer These Coverages:

  • Excess Liability
  • Underinsured Motorist Liability
  • Uninsured Motorist Liability

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