What happens after I file a claim?

The claim process has a few variations, but these are the essential steps once the claim has been submitted to the insurance company:

  1. You will be contacted by an insurance company adjuster to gather detailed information about your claim.
  2. Often, someone from the insurance company will inspect your auto or property for damage.
  3. An estimate is prepared.
  4. A check is delivered.
  5. Sometimes differences in actual and estimated damages arise, especially after repair work has been undertaken. Every attempt is made to resolve these differences and sometimes a supplemental check is prepared.