With great homes, comes great responsibility.
It would be nice if one home insurance product could protect every homeowner the same way. However, we as a society, have made an art form out of turning a house into a home.
As those in charge of protecting the investment you've placed in creating your home, we need to take into account every one-of-a-kind feature that has been added in the process - from construction to interior design.
There is a tipping point in the home insurance industry when your home has been designed to a level beyond the protection that a standard insurance policy can provide. How do you know when you've reached that point? The rule of thumb around Chicago is to consider high value home insurance when the value of your home reaches $750,000 or above, but we like to go by the idea that we, as agents versed in the areas construction style, will know it when we see it. The fact that you are questioning the need is also a good sign that a conversation need ...
Read the rest of entry »