Business Insurance—We’re Minding Your Business
Owning and operating a business is more than a full-time endeavor; it’s a never-ending, all-pervasive juggling act that requires you to keep all the balls in the air and all the plates spinning simultaneously. If you own or operate a business, you know that delegating tasks to qualified professionals is the only way to get some relief from that 24/7 crush of responsibilities.
Build a Business Insurance Portfolio to Protect Your Investment
At Thomas Ward Insurance Group, we gladly help you protect and mind your business by customizing the ideal combination of business policies and coverages from industry-leading providers. Our licensed, experienced insurance professionals will be happy to help you with securing insurance for:
- Apartment buildings: Whether you’re renting out a single-family home or multi-unit building, we’re here to help you protect not only the property itself, but the revenue it generates.
- Auto repair and body shops: This type of specialized business requires specific insurance coverage. From property to liability and beyond, we’re going to help you safeguard your enterprise.
- Builders risk: Protect not only the structure, but the materials on site from fire, theft, vandalism, and more with builders risk insurance.
- Commercial auto/fleet: Rental cars and commercial fleets can be insured more cost-effectively with fleet insurance than with individual insurance. Find out how.
- Condo buildings and associations: While condo owners are responsible for their own dwellings, condo associations are responsible for damage to the common areas as well as the building in general. We’ll help you find the insurance you need.
- Contractors insurance: Covering injury to others and damage to property caused by contractor negligence, this insurance is critical to safeguarding your business.
- Directors and officers liability: Serving on a non-profit board in the capacity of a volunteer should not put your assets at risk. Find out how directors and officers liability can shield you.
- Employment practices liability: From small businesses to large corporations, if you have employees, this insurance is crucial to protecting your business.
- Health & fitness business insurance: Inexperienced athletes using exercise equipment could open the door to potential liability and disaster. Count on us to show you how to avoid that.
- General liability: Make sure your business is covered for claims of bodily injury, property damage, personal injury, and more with general liability insurance. We’ll show you how.
- Non-profits liability: Non-profits require insurance to protect against claims from both employees and volunteers. Do you know what you need? We do.
- Professional liability: For a variety of businesses, professional liability insurance provides protection from a lawsuit brought about by an error in services that causes a client to experience a financial burden.
- Property insurance: Essential safeguard for all property of value to a business such as office furniture, equipment, appliances, and more. We’ll help you design a policy that makes sense for you.
- Restaurant insurance: Restaurants are at risk for a variety of claims brought about by both employees and clients, with the potential to lead to you closing your doors for good. Find out what you need to do to keep on cooking.
- Technology and cyber liability: A fairly new type of coverage, this protects your company from risks posed by system compromise and data breach. If you use online systems in your business and currently don’t have this coverage, you may be putting yourself at risk.
- Workers compensation: Many states require that you carry workers compensation insurance. Whether you run a for-profit or non-profit, you need this protection in the event of on-the-job injuries at your place of business.
Go About Your Business—Get Your Free Quote Today
No matter what your business or industry, business insurance is critical for your protection, enabling you to continue to go about your business. In fact, much of it is required by law for the protection of your operation, as well as your clients and employees.