Find Out How an Independent Insurance Agency in Chicago Can Help You Get Renters Insurance
February 23, 2017
Learn why you need renters insurance from an independent insurance agency in Chicago.
As a renter, you have less responsibility. You don’t have to worry about the stress of homeownership. Instead, your landlord takes care of it. However, it’s important to be mindful of your living space. Sometimes accidents happen, and it’s important that you have the right insurance coverage. Check out what you need to know about why you need renters insurance from an independent insurance agency in Chicago.
Protecting Your Personal Property.
Don’t make the mistake of assuming that you’re covered under your landlord’s insurance. If something should happen to the building, your landlord’s insurance may help to pick up the pieces, but it does nothing to cover your personal property. Investing in a renters insurance policy helps to give you the coverage that you need to protect your stuff. Whether your laptop is stolen or you lose everything in a kitchen fire, your renters policy helps to replace your lost items. It can even help to replace items stolen from your car.
Covering Any Liability Suits.
It’s a dog eat dog world out there. If something should happen to a guest while at your home, you could be liable for their injuries. From expensive medical bills to legal fees, your renters insurance helps to give you the financial coverage that you need. That way you can rest easy knowing that you have the right coverage.
After a disaster, your living space may be deemed unsafe to live in. While it’s being repaired, you need to live elsewhere. But, hotel bills can be expensive. Fortunately, your insurance helps to give you the coverage that you need to cover temporary living expenses while your apartment is being repaired.
When it comes to choosing the best renters insurance possible, consult with your independent insurance agency in Chicago. Located in Illinois, Thomas Ward Insurance serves all your personal and commercial insurance needs. Contact us for more information.